About Voyager Alliance

If you work in passenger transport, for the DWP, Manchester Airport Group or are a trade union member, Voyager Alliance is the easy way to save, and borrow when you need to, straight from your pay.

Voyager Alliance Credit Union is a financial co-operative which provides savings, loans and a range of financial services to its members. Our members are our customers and shareholders and are at the heart of everything we do.

Nivo
App

Secure, instant messaging with members

Safely share personal information, discuss your finances, complete identity checks and send us photos of payslips and bank statements

Voyager Alliance Roadshows

A great way to meet new Voyager Alliance members

Throughout the year, the team visit Depots and Offices and other locations across the country.

Members Update

Monthly updates about our services and products.

 Voyager Alliance is owned by and run for the benefit of members. Our members matter.

Bereavement Fund

Peace of mind in the event of a member’s death

The Voyager Alliance Bereavement Fund is a FREE benefit for all Voyager Alliance Credit Union members

Debit Card Payments

Make online loan repayments using a Debit Card

Members can make Debit Card payments by phone to pay extra funds into their savings or make extra loan repayments.

Who owns Voyager Alliance?

Voyager Alliance is owned by and run for the benefit of our members. When you join, you become a ‘member’ and a ‘shareholder’ in Voyager Alliance Credit Union.

Voyager Alliance is your credit union. You have an equal say in how we are run, and you receive a share of any profits in the form of an annual dividend*. You can make your voice heard by electing our volunteer Board of Directors at our Annual General Meeting.

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.

How does a credit union work?

Members’ regular savings create a “pool of money” which is used to offer affordable loans to other members. The interest earned on loans covers the credit union’s administration, with any surplus being put into reserves or paid back to members as an annual dividend.

Credit union interest rates are capped by their regulators which makes them cheaper than many other lenders. Loan repayments are tailored to suit a member’s budget, and there are no hidden costs or penalties. Credit Unions promote responsible lending and do not lend more than a member can afford to repay.

As with banks and building societies, all savings up to £85,000 are protected under the government’s Financial Services Compensation Scheme (FSCS).

Our History

Alliance Credit Union was founded in 1984 and Voyager Credit Union was founded in 1992. The two Credit Unions merged in September 2006 to become Voyager Alliance Credit Union.

In 2008 Wayfarer Credit Union based at Manchester Airport also merged with Voyager Alliance to form the Credit Union we have today.

The head office is located in Manchester, and we also have 135 volunteer representatives at work places throughout the country.

Voyager Alliance has grown steadily over the years and is now one of the UK’s largest credit unions offering a wide range of financial products.

On Tuesday 1st February, 2022, Voyager Alliance and Retail CU officially joined the Penny Post Group. This is a great opportunity for the combined membership of Voyager Alliance, Retail and Penny Post, and we’re looking forward to a bright future ahead. More information about Penny Post Credit Union and the Penny Post Group can be found here.

Voyager Alliance App

Download the Voyager Alliance Mobile App to manage your money ‘on the go’, conveniently from your mobile, whenever you wish – securely request withdrawals, view account balances, transfer between accounts and view transaction history.

Find out more and download the App here

Savings

It’s so easy to save with Voyager Alliance. Save a few £s straight from your pay and watch your savings grow. With a range of saving accounts from our Instant Access to the Christmas account, Voyager Alliance is here to help you save. Read more…

Loans

From time to time we all need to borrow, and Voyager Alliance is here to help. We offer members a range of flexible loans with manageable repayments straight from your pay. Read more…

Who can join?

Anyone working in passenger transport can join Voyager Alliance along with Manchester Airport Group and DWP employees, and trade union members. It’s free to become a member and family living at the same address are also welcome to join too. Read more…

Online Banking

Manage your account, request withdrawals, apply for loans and so much more…

Members Quotes
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“Staff always helpful. You feel like you are speaking to a member of your family.”

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“The service is fantastic. Always very helpful. I can't fault them.”

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"Very friendly staff, great opportunities to save or borrow money. All in all they are brilliant!"

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"The automatic deductions from my wages has allowed me to save and repay loan without planning."

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"Nivo is a great service & really simple to use. Very clear instructions & seems very secure with ID face recognition. The response times are very quick, impressed with the service."

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