Members Quotes
Voyager Alliance Credit Union is a financial co-operative which provides savings, loans and a range of financial services to its members. Our members are our customers and shareholders and are at the heart of everything we do.
Safely share personal information, discuss your finances, complete identity checks and send us photos of payslips and bank statements
Throughout the year, the team visit Depots and Offices and other locations across the country.
Voyager Alliance is owned by and run for the benefit of members. Our members matter.
The Voyager Alliance Bereavement Fund is a FREE benefit for all Voyager Alliance Credit Union members
If your employer doesn’t offer payroll deduction, you can join Voyager Alliance and save by Direct Debit.
Voyager Alliance is owned by and run for the benefit of our members. When you join, you become a ‘member’ and a ‘shareholder’ in Voyager Alliance Credit Union.
Voyager Alliance is your credit union. You have an equal say in how we are run, and you receive a share of any profits in the form of an annual dividend*. All adult members are invited to our Annual General Meeting, which is held each Spring. You can make your voice heard by electing our volunteer Board of Directors at our Annual General Meeting.
*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.
Members’ regular savings create a “pool of money” which is used to offer affordable loans to other members. The interest earned on loans covers the credit union’s administration, with any surplus being put into reserves or paid back to members as an annual dividend.
Credit union interest rates are capped by their regulators which makes them cheaper than many other lenders. Loan repayments are tailored to suit a member’s budget, and there are no hidden costs or penalties. Credit Unions promote responsible lending and do not lend more than a member can afford to repay.
As with banks and building societies, all savings up to £85,000 are protected under the government’s Financial Services Compensation Scheme (FSCS).
Alliance Credit Union was founded in 1984 and Voyager Credit Union was founded in 1992. The two Credit Unions merged in September 2006 to become Voyager Alliance Credit Union.
In 2008 Wayfarer Credit Union based at Manchester Airport also merged with Voyager Alliance to form the Credit Union we have today.
The head office is located in Manchester, and we also have 135 volunteer representatives at work places throughout the country.
Voyager Alliance has grown steadily over the years and is now one of the UK’s largest credit unions offering a wide range of financial products.
On Tuesday 1st February, 2022, Voyager Alliance and Retail CU officially joined the Penny Post Group. This is a great opportunity for the combined membership of Voyager Alliance, Retail and Penny Post, and we’re looking forward to a bright future ahead. More information about Penny Post Credit Union and the Penny Post Group can be found here.
Download the Voyager Alliance Mobile App to manage your money ‘on the go’, conveniently from your mobile, whenever you wish – securely request withdrawals, view account balances, transfer between accounts and view transaction history.
Online Banking
Manage your account, request withdrawals, apply for loans and so much more…
