In need of a well-earned break? Looking to book your summer holiday? Then we’re here to help with a great offer for selected members.
Take out an Advantage or Savings Secured* loan with Voyager Alliance before 31st March 2024, and we’ll send you a free Essential Sun Cream Set!
Our Advantage loan rewards members like you who have built up savings by offering an advantageous interest rate from just 5.9% APR* … that’s cheaper than most high street banks and almost all credit cards! Borrow up to five times your Voyager Alliance savings with an Advantage loan, between £1,000 and £25,000, at extremely competitive interest rates, and save as you borrow, so your savings will continue to grow whilst repaying your loan.
Looking for an even better rate? Then why not consider our Savings Secured loan** at an amazing rate of just 2.9% APR. Secured against your savings so you’re not dipping into them and remember… as your savings continue to earn an annual dividend*** it’s an even better rate, and you benefit from our Free Life Cover too!
It’s easier than ever to apply for a Penny Post loan, with options for everyone. Apply on the Penny Post App or online banking, online, using our Nivo App, or by post, although this take a little longer! In all cases, you will need a recent payslip**** and your total monthly income & expenditure, so make sure you have these to hand before applying.
*Advantage loan interest rates are fixed at 10.9% APR for loans between £1,000 – £9,999 and 5.9% APR for loans between £10,000 – £25,000
**Secured Saver loan must be to the value of £2,000 or more to qualify for the free Essential Sun Cream Set
**Dividend dependent on company performance and agreed by Board and members at the AGM.
***Recent payslip must show your name and address and be no more than 4 weeks old, or proof of your income, for example an annual pension schedule.
To qualify for a free Essential Sun Cream Set, members’ must –
Weekly repayments – Borrowing £10,000 over 156 weeks will cost £69.83 a week. Total amount repayable is £10,892.80 which includes interest at 5.9% APR.
Monthly repayments – Borrowing £15,000 over 48 months will cost £350.56 a month. Total amount repayable is £16,826.82 which includes interest at 5.9% APR.
Weekly repayments – Borrowing £5,050 over 104 weeks will cost £49.97 a week. Total amount repayable is £5,197.20 which includes interest at 2.9% APR.
Monthly repayments – Borrowing £9,550 over 36 months will cost £277.14 a month. Total amount repayable is £9,976.92 which includes interest at 2.9% APR.