Members Quotes
Simple, affordable loans with rates from 5.9% APR. Apply in minutes, with options to suit you.
Plus, with save as you borrow, you’ll build savings as you repay.
Not sure which loan is right for you? Compare our credit union loans below to find the one that fits your budget and plans.
You’ll choose your loan when you start your application.
This page is here to help you understand and compare your options first.
Or estimate your monthly repayments first, including interest, with our loan calculator.
For everyday plans, holidays, bigger purchases or unexpected costs.
✓ Borrow up to £10,000.
✓ Flexible weekly or monthly repayments.
✓ No savings required to apply.
✓ Save as you borrow.
Interest Rate
26.9% APR for loans under £2,000
22.9% APR for loans £2,000 – £4,999
20.9% APR for loans £5,000 – £10,000
Maximum Loan Term
Up to 5 years
Designed for homeowners who want access to larger borrowing with the confidence of a fixed rate.
✓ Borrow between £10,000 and £25,000
✓ Fixed 6.4% APR
✓ Larger borrowing at a competitive rate
✓ Clear, predictable repayments
Interest Rate
6.4% APR Fixed
Maximum Loan Term
Up to 7 years
For regular savers who want to borrow while keeping their savings intact.
✓ Borrow up to 5x your savings balance
✓ Borrow between £1,000 and £25,000
✓ Keep your savings while you borrow
✓ Lower rates on higher amounts
Interest Rates
11.9% APR for loans under £10,000
6.9% APR for loans £10,000 and above
Maximum Loan Term
Up to 5 years
Borrow against your existing savings while keeping them in place.
✓ Borrow from £250 up to £25,000
✓ Borrow up to your total savings balance
✓ Keep earning dividends on your savings
✓ Access from £250
Interest Rate
5.9% APR (fixed)
Maximum Loan Term
Up to 7 years
Bring your debts together into one regular and manageable repayment.
✓ Borrow between £5,000 and £25,000
✓ Rates from 6.4% APR (variable)
✓ One clear monthly repayment
✓ Combine existing debts
Interest Rate
20.9% APR for loans under £5,000 – £9,999
6.4% APR for loans £10,000 – £25,000
Maximum Loan Term
Up to 5 years
For members with a strong credit profile seeking competitive rates.
✓ Borrow between £10,000 and £25,000
✓ Fixed 6.4% APR
✓ Stable, predictable repayments
✓ Higher-value borrowing
Special Interest Rate
6.4% APR (fixed)
Maximum Loan Term
Up to 7 years
Need to borrow more? If you already have a loan with us, you may be able to apply for a top-up. We adjust your existing loan rather than opening a new one, and you simply apply for the extra amount you need.
Eligibility depends on your loan type:
All applications are subject to affordability and lending assessment at the time of applying.
Loan Calculator
Use our loan calculator to see how much you could borrow and how much you would pay back.
Loan FAQs
For help and guidance on applying for a Voyager Alliance loan and everything you need to know to guide you through the application process.
