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Loans

Whatever you have in mind, loans could help to make your plans a reality.

Why borrow from Voyager Alliance?

As a Credit Union member, you’re not only borrowing for the things you desire to make life more comfortable for you and your family; but by choosing your Credit Union to borrow from; you’re helping your Credit Union provide better value loans for all Credit Union members.

With the added peace of mind provided by Loan Protection, loans from your Credit Union can offer financial security for you and your family.

How does it work?

  • To become a member of Voyager Alliance Credit Union, all you need to do is click this link and fill out the application form.
  • We will create your Membership Savings account. After this, you will be eligible to apply for any of our other savings products
  • Once we receive your first savings deposit via Payroll Deduction or Direct Debit, you will be eligible to apply for our loan products

If you are already a member, and we have received your first savings deposit, then feel free to apply below:

Apply for a loan

Our loan products

Our loan offerings at a glance

Multiplier Loan

Multiplier Loan

Borrow up to 4 x your Membership Savings

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Optimum Loan

Optimum Loan

An all-purpose loan for all members

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Home Improvement Loan

Home Improvement Loan

Borrow up to £20,000 with all the added benefits of your Membership

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Savings Secured Loan

Savings Secured Loan

Earn a dividend on your loan

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Multiplier Loan

Borrow up to 4 x your membership savings

Multiplier Loan

Secure your membership savings against your loan

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You can now borrow a multiple of your membership savings up to £10,000 and pay as little as 10.9% APR. Once you decide on an amount you wish to borrow and compare this with your savings. You can apply for up to 4 times the amount held in your Membership Account.

Optimum Loan

An all-purpose loan for all members

Members with little in savings are not excluded from borrowing money and can apply for an Optimum Loan of up to £10,000. Unlike the Multiplier Loan, you do not need to have much in your savings to be able to apply for an Optimum Loan or if you would like to borrow more than 4 x your membership savings, then the Optimum Loan can provide the answer.

Optimum Loan

Members with little in savings are not excluded from borrowing

Find out more

Home Improvement Loan

Borrow up to £20,000 with all the added benefits of your Membership

Home Improvement Loan

Offering more choice when deciding to borrow larger amounts

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Rather than limit our members with loan products typically less than £10,000, we initialised our Home Improvement Loan to allow for more choice when deciding to borrow large loans. This has since proven to be a very popular product when compared with high street lending.

Savings Secured Loan

Earn a dividend on your loan

You can protect your savings whilst still taking out money with our Savings Secured Loan. Simply choose an amount you wish to take out on loan from the available balance held in your Membership Account. Secure this amount in your Membership Savings until your loan is cleared.

Savings Secured Loan

Borrow a Savings Secured Loan at our best rate of 5% APR

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Members of ABCUL

Abcul

Your money is protected up to £85,000

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© Voyager Alliance Credit Union | We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority. Our FRN is 213596.