Whatever you have in mind, loans could help to make your plans a reality.
As a Credit Union member, you’re not only borrowing for the things you desire to make life more comfortable for you and your family; but by choosing your Credit Union to borrow from; you’re helping your Credit Union provide better value loans for all Credit Union members.
With the added peace of mind provided by Loan Protection, loans from your Credit Union can offer financial security for you and your family.
Our loan offerings at a glance
Borrow up to £20,000 with all the added benefits of your Membership
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Borrow up to 4 x your membership savings
You can now borrow a multiple of your membership savings up to £10,000 and pay as little as 10.9% APR. Once you decide on an amount you wish to borrow and compare this with your savings. You can apply for up to 4 times the amount held in your Membership Account.
An all-purpose loan for all members
Members with little in savings are not excluded from borrowing money and can apply for an Optimum Loan of up to £10,000. Unlike the Multiplier Loan, you do not need to have much in your savings to be able to apply for an Optimum Loan or if you would like to borrow more than 4 x your membership savings, then the Optimum Loan can provide the answer.
Borrow up to £20,000 with all the added benefits of your Membership
Rather than limit our members with loan products typically less than £10,000, we initialised our Home Improvement Loan to allow for more choice when deciding to borrow large loans. This has since proven to be a very popular product when compared with high street lending.
Earn a dividend on your loan
You can protect your savings whilst still taking out money with our Savings Secured Loan. Simply choose an amount you wish to take out on loan from the available balance held in your Membership Account. Secure this amount in your Membership Savings until your loan is cleared.
Members of ABCUL
Your money is protected up to £85,000
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