Premier Plus Account

The Premier Plus Account is more than just an ordinary savings account and offers all the benefits of our Membership Account and more. This account is available to any member looking to save for the long term and to those who would like to save for future investments or purchases. One key difference with your Premier Plus Account is that a greater dividend is payable, so the longer you save, the more you will earn. Members can also control the amount saved in a Premier Plus Account as we have no minimum savings requirement or upper limits.

I am aged 16 years or over
I am an employee of the transport industry including logistics and air-side employees.
OR a member of Unite the Union
OR a family member of an existing Voyager Alliance Credit Union member (You must be living at the same address as your family member sponsor)

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Instant Access.
Share our profits and earn more with a higher dividend payable on savings in this account.
Funds can be increased, reduced or even placed on holds without affecting your Membership status.
Boost your Membership Savings with your Premier Plus Account to apply for better loan deals.
Free Life Insurance offered to our members (terms and conditions apply).
Have access to exclusive savings and loan products.
Save easily through payroll deduction.

Free Life Insurance:

As a Member of Voyager Alliance Credit Union you will be automatically covered by our Life Insurance Policy at no direct cost to you. In the event of your death, any savings you may have with Voyager Alliance Credit Union is doubled up to a maximum of £20,000 for members up to the age of 64. (See example 1a and 1b)

Members over the age of 65 and up to 79 can expect to receive an additional 25% of their savings balance up to a maximum of £5,000. (See example 2a and 2b)

Example	Age at claim	Total Savings Balance	% of Insured Balance*	Benefit	Total Paid to Next of Kin
1a	18-64	£12,500	100%	£12,500 (100%)	£25,000
1b	18-64	£22,000	100%	£20,000 (maximum)	£42,000
2a	65-79	£12,000	25%	£3,000 (25%)	£15,000
2b	65-79	£22,000	25%	£5,000 (maximum)	£27,000

*Insured Balance: Maximum claim is £20,000 age 18 through 64 and £5,000 (25% of £20,000) age 65 through 79.

Life Insurance on savings does not cover members over the age of 79.

For full terms and conditions or more information about the policy, please click here.

Data protection statement:

In accordance with the principles of the Data Protection Act 1998, we will use your personal details for the purposes of managing your accounts with Voyager Alliance Credit Union.

Under the Distance Marketing Directive, you have the right to cancel your savings account within 14 days of opening without incurring financial or other penalty.

Payments from savings accounts:

All payments from savings accounts will be "same day faster payments" so you will get your money in just a few hours at the most. This will incur a £1 charge for each transaction