Members Quotes
Join, Save & Borrow, All in One Place
Getting started is simple
1) Complete the online application form in a few minutes
Check if you’re eligibile to join here
2) Download our app and follow the steps to set up your secure login
3) Manage your savings, apply for loans, and use your member benefits
Get access to fair loans, prize-linked savings, and practical money support built for UK workers.
✔ Free to join
✔ Save through payroll or direct debit
✔ Trusted by thousands of members
✔ Not-for-profit savings & loans, built for members like you
✔ Build savings you’ll barely notice
Save straight from your wages or direct debit so it happens automatically.
✔ Special savings accounts with real rewards
Including PrizeSaver, where you could win up to every month £5,000 just for saving.
✔ Support when money feels tight
Simple tools, money tips and guidance to help you stay in control.
✔ Loans built around real life
Competitive rates, flexible terms and decisions made by people who understand shift work.
✔ Helping UK workers, not shareholders
Any money we make is reinvested into better rates and services for members, not paid to shareholders like a bank, we’re a not-for-profit organisation.
✔ 23,000 members already trust us
✔ 30 years supporting our members
✔ Your money is FSCS Protected up to £120,000
