Opening an Account
We are required by law to confirm the identity and address of all new members. We do this electronically using an online provider, for your convenience. Occasionally, we are unable to confirm your details and will ask you to provide additional documentation to confirm your ID and address.
Family living at a member’s address are also welcome to join. Don’t worry if family members are not working for one of our Payroll Partners – they can save into their Voyager Alliance savings account by Direct Debit.
A requirement of the credit union regulator is that credit union members have something in common with one another. This is known as the credit union’s ‘common bond’ and determines who can join a credit union.
Who Can Become a Member of Voyager Alliance?
a) an individual who follows an occupation in the following ‘Minor’ Groups of the Office of National Statistics’ Standard Occupational Classification:
i) 821 Road transport drivers
ii) 823 Other drivers and transport operatives
iii) 116 Managers and directors in transport and logistics
b) a body corporate, an individual in his/her capacity as a partner in a partnership, an individual in his/her capacity as an officer or member of the governing body of an unincorporated association, if the principal business of the body corporate, partnership or unincorporated association:
i) requires it to employ or otherwise engage persons who follow the above occupation
ii) relates to the above occupation in the following way:
– is a social club whose members follow the above occupations
– is a retirement fund with members in the above occupations
– provides trade union services to members in the above occupations
c) an individual employed by the following employers:
i) Manchester Airport Group
ii) Peel Holdings Airport division
iii) the Department for Work and Pensions
iv) Jaguar Land Rover
vi) Johnsons Switchgear
vii) Association of British Credit Unions Limited
viii) Or the successor companies of the above
d) a body corporate, an individual in his/her capacity as a partner in a partnership, an individual in his/her capacity as an officer or a member of the governing body of an unincorporated association, if the body corporate, partnership or unincorporated association:
i) is one of the above employers (or their successor subsidiaries)
ii) provides services to one of the above employers
iii) is related to one of the employers in the following way:
– is a social club whose members are employed by one of the above employers
– is a retirement fund with members who are employed by one of the above employers
– provides trade union services to the above employers
e) an individual associated with the individuals in a) by virtue of:
i) receiving a pension as a result of following the same occupation as those individuals
ii) providing the maintenance of vehicles for those individuals
iii) providing contracted support, ancillary, social and welfare or trade union services to those individuals
f) an individual who is a member of the following bona fide organisation:
i) Unite Trade Union
ii) GMB Trade Union
vii) PCS Trade Union
g) an individual who is a member of the same household as, and is a relative of, an individual who is a member of the credit union and falls directly into a common bond specified above.
It’s so easy to save with Voyager Alliance. Save a few ££s straight from your pay and watch your savings grow. With a range of saving accounts Voyager Alliance is here to help you save.
From time to time we all need to borrow, and Voyager Alliance is here to help. We offer members a range of Loans with manageable repayments straight from your pay.
Savings and loan repayments are deducted directly from your weekly or monthly pay. As the money is taken directly from your wages/salary, you tend not to miss it! It really is the easy way to save, and borrow when you need to!
For members not working for one of Payroll Partners, we will set up a direct debit.
Members money with Voyager Alliance is protected by the Financial Services Compensation Scheme, the UK’s deposit protection scheme, to the value of £85,000. However, the maximum a member can hold with Voyager Alliance across all their accounts is £50,000, meaning all your savings with us are covered. Click here for further information on the FSCS.
Voyager Alliance is owned by and run for the benefit of our members. When you join, you become a ‘member’ and a ‘shareholder’ in Voyager Alliance Credit Union. Any profits made are shared in the form of an annual dividend agreed by members at our Annual General Meeting.
*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the AGM.
“Staff always helpful. You feel like you are speaking to a member of your family.”
“The service is fantastic. Always very helpful. I can't fault them.”
"Very friendly staff, great opportunities to save or borrow money. All in all they are brilliant!"
"The automatic deductions from my wages has allowed me to save and repay loan without planning."
"Nivo is a great service & really simple to use. Very clear instructions & seems very secure with ID face recognition. The response times are very quick, impressed with the service."