When you join Voyager Alliance, we automatically open a Membership Account for you.
We ask you to save regularly, straight from your pay, from just £2 a week or £10 a month. Small amounts saved regularly soon add up in this flexible savings account. Use our handy Savings Calculator to see how much you can save!
Benefits of a Membership Account
Save regularly, straight from your pay, every payday, or by direct debit
Savings earn an annual dividend*
Flexible savings from just £2 a week or £10 a month – change the amount at any time
Withdraw funds whenever you wish** – £5 minimum balance required at all times
Savings may be used as security to access our preferential Gold, Platinum & Savings Secured loans
Manage your Membership Account online
*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.
**Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
Things you should know
Members not saving by Payroll Deduction, can save by direct debit
Pay in funds at any time by payroll deduction, direct debit, or bank transfer
Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
If you borrow from us, loan repayments will be taken from your Membership Account.
If you borrow from us, savings in your Membership Account will be secured against your loan and cannot be withdrawn until the loan is cleared.
If you borrow from us, you must continue to save a minimum of £5/week into your Membership Account, meaning you will have some savings once your loan is cleared.
Like all Voyager Alliance saving accounts, members’ money is protected by the Financial Services Compensation Scheme (FSCS) currently to the value of £85,000. For more information visit the FSCS website.
Terms & Conditions
Members must save at least £2 weekly or £10 monthly to remain a Voyager Alliance member.
A £5 minimum balance must remain in your Membership Account at all times.
Savings earn an Annual Dividend*.
The total balance in all your Voyager Alliance saving accounts cannot exceed £50,000.
Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
Other terms and conditions may apply.
*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.
Online Banking
Manage your account, request withdrawals, apply for loans and so much more…
Voyager Alliance Credit Union is a trading name of Penny Post Credit Union Ltd. Penny Post Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Reg No. FRN213680
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