Membership Account

• Save regularly, straight from your pay, every payday, or by direct debit
• Savings earn an annual dividend*
• Flexible savings from just £2 a week or £10 a month – change the amount at any time
• Withdraw funds whenever you wish** – £5 minimum balance required at all times
• Savings may be used as security to access our preferential Gold, Platinum & Savings Secured loans
• Manage your Membership Account online

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.

**Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.

• Members not saving by Payroll Deduction, can save by direct debit
• Pay in funds at any time by payroll deduction, direct debit, or bank transfer
• Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
• If you borrow from us, loan repayments will be taken from your Membership Account.
• If you borrow from us, savings in your Membership Account will be secured against your loan and cannot be withdrawn until the loan is cleared.
• If you borrow from us, you must continue to save a minimum of £5/week into your Membership Account, meaning you will have some savings once your loan is cleared.
• Like all Voyager Alliance saving accounts, members’ money is protected by the Financial Services Compensation Scheme (FSCS) currently to the value of £85,000. For more information visit the FSCS website.

• Members must save at least £2 weekly or £10 monthly to remain a Voyager Alliance member.
• A £5 minimum balance must remain in your Membership Account at all times.
• Savings earn an Annual Dividend*.
• The total balance in all your Voyager Alliance saving accounts cannot exceed £50,000.
• Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
• Other terms and conditions may apply.

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.