Instant Access Account

Personal savings with unlimited access!

Withdraw funds whenever you wish!

Savings earn a competitive annual dividend*

The Instant Access account is a handy ‘extra’ personal savings account with unlimited instant access, perfect for putting money aside for a special project, a special occasion, or unexpected bills. Savings in your Instant Access account are ‘separate’ from your Membership Account, helping you save, but are easily accessible when needed.

Saving into an Instant Access Account is flexible – save regularly or add lump sums whenever you wish. Small amounts saved can soon add up – use our handy Savings Calculator to see how much you can save.

Benefits of an Instant Access Account
  • Flexible saving – save regularly or pay in lump sums
  • Savings earn an annual dividend*
  • Withdraw funds whenever you wish**
  • Manage your Instant Access Account online

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.

**Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.

Things you should know
  • Exclusive to Voyager Alliance members, the Instant Access Account runs alongside a member’s Membership Account and does not replace it.
  • Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
  • Like all Voyager Alliance saving accounts, members’ money is protected by the Financial Services Compensation Scheme (FSCS) currently to the value of £85,000. For more information visit the FSCS website.
Terms & Conditions
  • Members must continue to save at least £2 weekly or £10 monthly in their Membership Account whilst saving in an Instant Access Account.
  • Savings in the Instant Access Account cannot be used as security against a loan.
  • Savings earn an Annual Dividend*.
  • The total balance in all your Voyager Alliance saving accounts cannot exceed £50,000.
  • Withdrawals from savings to a member’s external account incur a £1/transaction faster payment fee. Transfers between internal accounts are not chargeable.
  • Other terms and conditions may apply.

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.

Online Banking

Manage your account, request withdrawals, apply for loans and so much more…

Savings Calculator

Use our savings calculator to see how much you could save

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