With 75% of UK families turning to credit this Christmas, many people are looking for safer ways to borrow.

A Christmas loan from your credit union can help you spread the cost without the stress of high-cost lenders.

Need a
Christmas Loan?

Choose a Christmas loan that works for you. With many families turning to credit this year, we’re here to help you spread the cost of Christmas safely.

New Members: Apply Now
Current Members: Apply Now

Financial
Wellbeing Hub

Discover free support to help you stay in control over the festive period. From budgeting guides to help with Christmas costs, our hub makes December calmer and January brighter.

Visit the Hub

Our Free Loan Calculator

See what your Christmas loan repayments could look like in seconds. Simple, quick and with no obligation. A helpful way to plan ahead and understand if a small Christmas loan could work for you.

Use Now

12 Days of
Christmas Support

Unwrap 12 tools and tips to help you budget, save and manage money. Whether you’re trying to borrow money for Christmas or avoid last-minute stress, you’ll find practical guidance here.

Step-By-Step Guide
Members Quotes
Slide

“I struggled for Christmas, I got in touch and had the money in my account the week after.”

Slide

“I love the Christmas Savings Account. I find it a very good way to save without realising as the money is deducted straight from my pay. Have recommended it to colleagues especially those with children!”

Slide

“Quick replies and helpful loans at Christmas. A few times I’ve had emergencies and they’ve been there with a quick loan.”

Slide

It takes the pressure away at what can be a worrying time. Affordable loans and savings have helped me plan better and even improve my credit score.

Slide

“Really useful when I’ve needed cash in an emergency”

Slide

“Affordable loans.”

previous arrow
next arrow