Festive Fun Without the Financial Fallout
Posted on Sep 12, 2025Retailers are quickly starting to announce the top toys for Christmas, and while families get ready for Santa’s visit, it’s important to enjoy festive fun without the financial fallout. Family favourites like Bluey, Barbie and Wicked are predicted to be top sellers this Christmas.
Families are due to spend a record amount on the festivities, and sticking to a budget while making Christmas magical can be a hard task – especially with Buy Now, Pay Later schemes tempting us to spend more than we can afford. Credit cards and the likes of Klarna, may look shiny at Christmas but leave families “wrapped up” in repayments well into the new year.
The Financial Conduct Authority says Buy Now Pay Later “can easily lead to unaffordable debt”. 1/5 UK adults have used Buy Now Pay Later in the last 12 months, but remember scheme like this can cause stress and anxiety in families as the repayments start to pile in after Christmas morning.
Buy Now Pay Later might seem like a good option, but it can:
- Lead to overspending on gifts that weren’t in the budget.
- Spread repayments over months, long after the excitement of Christmas has passed.
- Add financial pressure at a time when bills are already higher.
That’s where Voyager Alliance comes in
Instead of signing up for a scheme that may leave you juggling repayments, we have great options!
- Affordable loans with fair and transparent interest rates.
- Flexible repayment plans designed around you.
- The chance to borrow safely and sensibly, without hidden costs.
This Christmas, don’t let Buy Now Pay Later schemes leave you with a financial hangover. You can still have festive fun by borrowing from Voyager Alliance, you can spread the cost of Christmas in a way that’s manageable, supportive, and built around your needs.