Get Ahead This Christmas
Posted on Sep 06, 2024The middle of September marks just 100 day count down until Christmas, so we’ve pulled together our 5 top tips to help you get ahead this Christmas.
Last year families spent an average of £1,800 on Christmas. Whether you’re an early planner or a last-minute shopper, our 5 top tips could help you save some ££.
Boost your Christmas Fund
Selling unwanted and unused items is a great way to declutter and make some extra spending money ready for Christmas. Why not pop the funds you raise into a Voyager Alliance Christmas Savings Account so you really can Boost your Christmas Fund!
Set a Budget
With the cost of living and the cost of Christmas rising every year, it is important to set a budget and stick to it. Before hitting the high street, make sure you know what you can realistically afford to spend. Try out this Money Advice Service’s useful Christmas Planner to help you plan your festive budget.
Stick to a List
‘Little extras’ soon add up and can quickly blow through your budget, so don’t be tempted by impulse purchased or offers which seem too good to be true. Make a list of everything you’ve already bought (and where you’re hiding it!), and what else you need to buy. Remember, check your loft and the back of the cupboards, you might have some stashed away already!
Start Early
Many of us are counting down to Christmas, or more like counting down the number of paydays! Starting to save as early as you can, will mean more time to save up, which will put you under less pressure to save all at once. Starting to shop early will also give you more time to hunt for bargains.
Try Downshifting
“It’s Christmas, we need the best!” sound familiar? When we raid the supermarkets to get ready for Christmas dinner, we all assume the higher priced items from well known brands are better than the cheaper alternatives. Did you know in a blind taste test, 62% of people actually preferred the lower-brand goods! Downshifting could help you cut everyday costs by £1,000s.
The most expensive time of the year is fast approaching. Parents and grandparents are feeling anxious about the upcoming spending, and many of us are looking for different ways to spread the cost of Christmas.
The average credit card interest rate in September 2024 is 24.74% APR. At Voyager Alliance, our rates start at just 2.9%, so we could help you save £££ on Christmas this year!
Take a look for yourself